Last Updated: January 16, 2026
Welcome to the website of Athena Adams, “Your Life Agent Athena” (“we,” “us,” or “our”). By accessing or using this website, submitting your information, or engaging with our services, you agree to be bound by the following Terms and Conditions. If you do not agree, please discontinue use of this website.
1. Acceptance of Terms
By using this website, completing any form, requesting information, or communicating with Athena Adams or her team, you acknowledge that you have read, understood, and agree to these Terms and Conditions, as well as our Privacy Policy.
We reserve the right to update, modify, or replace these terms at any time without prior notice. Your continued use of the website after changes constitutes acceptance of those changes.
2. No Guarantee of Coverage or Approval
Submitting your information, requesting a quote, or speaking with an agent does not guarantee that you will be approved for any life insurance policy, mortgage protection, final expense coverage, or any other financial product.
Approval, eligibility, premiums, and coverage terms are determined solely by the insurance carrier based on underwriting guidelines, health history, age, and other relevant factors.
3. Not Financial, Legal, or Tax Advice
The information provided on this website, in communications, or through consultations is for educational and informational purposes only. It does not constitute legal, tax, or financial advice.
You are encouraged to consult with a licensed attorney, financial advisor, or tax professional before making any financial decisions.
4. User Information and Accuracy
You agree that any information you provide through forms, applications, or communications will be truthful, accurate, and complete.
You understand that providing false or misleading information may result in denial of coverage, policy cancellation, or legal consequences.
5. Communications and Consent
By providing your phone number, email address, or other contact details, you consent to be contacted by Athena Adams – Your Life Agent Athena, her team, or affiliated partners via phone, text message (SMS), or email regarding life insurance, financial services, or related products.
You may opt out of communications at any time by replying “STOP” to any text message or contacting us directly.
Standard messaging and data rates may apply.
6. Third-Party Links
This website may contain links to third-party websites, including insurance carriers, educational resources, or affiliated services.
We do not control or assume responsibility for the content, privacy policies, or practices of third-party websites. Accessing them is at your own risk.
7. Intellectual Property
All content on this website—including text, graphics, logos, images, videos, and branding related to “Your Life Agent Athena”—is owned by or licensed to Athena Adams and is protected by copyright and intellectual property laws.
You may not copy, reproduce, distribute, or use any content from this website without written permission.
8. Limitation of Liability
To the fullest extent permitted by law, Athena Adams and “Your Life Agent Athena” shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
Use or inability to use this website
Reliance on any information provided
Technical errors, website downtime, or data loss
Actions taken based on discussions or consultations
Your use of this website and services is at your own risk.
9. Website Availability
We do not guarantee uninterrupted access to this website. We may modify, suspend, or discontinue the site at any time without notice.
10. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State in which Athena Adams is primarily licensed to conduct business.
11. Contact Information
If you have any questions about these Terms and Conditions, you may contact:
Athena Adams – Your Life Agent Athena
Email: [email protected]
Phone: 469-609-1660
Website: YourLifeAgentAthena.com